How to Apply and Other Requirements

The 2025-2026 application period is open.  Applications will be accepted until midnight on Friday, August 30, 2024. Mortgage Application Webinar will be on Wednesday, July 17 at 10 am.  Click below to sign up for the webinar.

2025-2026 Grant Application

Contact the Grant Coordinator with any questions. See the Contact tab for more information.

Program Guidelines and Instructions

Programs must:

  • Align with MGF Goals and Strategies
  • Demonstrate effective evaluative tools and metrices including the ability to collect and report required data in the semi-annual report
  • Predict or provide evidence of program impact
  • Provide longitudinal evidence of performance and outcomes at the end of the grant cycle including the ability to demonstrate adequate return on investment and documented strategic goals.

The type of activities (goals) that support the MGF grant program are those that:

  • Identify and support financial literacy education;
  • Counseling that leads to homeownership; and
  • Train-the-trainer programs relating to goals (a) and (b) above.

These activities (goals) must provide financial literacy that leads to home ownership by working directly with members of the community without financial prejudice.

Key areas to financial literacy that lead to home ownership include the following topics:

  • Budgeting and saving
  • Building and improving credit
  • Investment – homeownership
  • Debt management

Application Instructions

Applicants may apply via mail or email. Applications received after midnight on the last day of the application enrollment period will not be considered.

Applicants must read and follow all application instructions and guidelines. The application must be completed in its entirety; incomplete applications will not be considered. An organization can apply once for each grant cycle.

The Grant Coordinator will confirm, via email, receipt of all grant applications. If you do not receive confirmation within three business days of SML receiving your application, please contact the Grant Coordinator at:

Mailing Address:

Department of Savings and Mortgage Lending

Attn: MGF Grant Coordinator

2601 North Lamar Boulevard, Suite 201

Austin, Texas 78705


Application Review and Selection Process

The grant coordinator assesses each application for eligibility and recommends eligible applications to the Mortgage Grant Advisory Committee (MGAC.) The MGAC reviews applications and recommends programs for selection to the SML Commissioner.  All applicants will be notified in writing of award decisions.
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