Skip to content

1-877-276-5550

Promote and protect a healthy mortgage lending environment in Texas.

Search for:

English

English

Menu

Agency Information
Thrift Regulation
Mortgage Regulation
- Mortgage Origination
- Mortgage Servicing
Consumer Protection
How Do I?

Mortgage Examination Resources

Home Mortgage OriginationMortgage Examination Resources

Mortgage Examination Resources

Mortgage Company Examination Resources

Mortgage Compliance Guide
Social Media Agency Requirements & Best Practices
Mortgage Examination Overview
Examination Notice Letter
Information Requests
Application Compliance Worksheet
Application Compliance Worksheet (Reverse Mortgages)
Findings Summary
Prepaid Finance Charges/APR Calculation Table
Examination Rating System
Common Exam Violations

Mortgage Banker Examination Resources

Mortgage Compliance Guide
Social Media Agency Requirements & Best Practices
Mortgage Examination Overview
Examination Notice Letter
Information Requests
Application Compliance Worksheet
Application Compliance Worksheet (Reverse Mortgages)
Findings Summary
Prepaid Finance Charges/APR Calculation Table
Examination Rating System
Common Exam Violations

News & Notices

Announcement: Licensing Fee Schedule Effective September 1, 2026

September 1, 2026

Stakeholders Notice: TREO Rule Review

August 27, 2026

Announcement: Mortgage Call Report Version 7 (MCR FV7) Guidance

December 17, 2025

Announcement: New State-Specific Supplemental Form Requirement for Texas Mortgage Call Reports

December 15, 2025

Announcement: 2025 Report on Mortgage Lending in Texas

December 3, 2025

Adopted Rules Notice: RMLO Military Licensing Requirements (7 TAC § 55.110)

November 12, 2025

Upcoming Events

Veterans Day - Agency Closed
November 11, 2026

Thanksgiving - Agency Closed
November 26, 2026 - November 27, 2026

Christmas - Agency Closed
December 24, 2026 - December 25, 2026

New Year's Day - Agency Closed
January 1, 2027

Martin Luther King, Jr. Day – Agency Closed
January 18, 2027

Department of Savings and Mortgage Lending
Hector Retta, Commissioner

2601 N. Lamar, Suite 201,
Austin, TX 78705
1-877-276-5550

Savings and Mortgage Lending

Open Records Policy
Fraud Policy
Website Accessibility Policy
Privacy Policy
Compact With Texans
Texas Finance Commission

State of Texas

Texas.gov
TRAIL Search
State Energy Savings Plan
Texas State Expenditures
State Website Linking and Privacy Policy
Texas Homeland Security
Texas Veterans Portal

Quick Links

Apply for a License
Search for a License Holder
File a Complaint
Pay Penalties Online
Apply for a Job
File an Open Records Request

LinkedIn
Open Search Window

Promote and protect a healthy mortgage lending environment in Texas.

Home
Agency Information
Thrift Regulation
Mortgage Regulation
Consumer Protection
Contact Us
Español

© Copyright 2024, Department of Savings and Mortgage Lending. All rights reserved. Site by Presley Design Studio.
External links to other sites are intended to be informational only and do not have the endorsement of the Department of Savings and Mortgage Lending.

Search for:

Close Search Window

↑