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Mortgage Origination

Announcement: 2024 Report on Mortgage Lending in Texas

Last Updated on December 3, 2024 On December 1, 2024, the Department of Savings and Mortgage Lending (SML) published the 2024 Report on... Read More Announcement: 2024 Report on Mortgage Lending in Texas

Mortgage Origination

Adopted Rules Notice: Mortgage Regulation Rule Review

Last Updated on November 19, 2024 Effective November 23, 2024, the Department of Savings and Mortgage Lending (SML) adopts new rules... Read More Adopted Rules Notice: Mortgage Regulation Rule Review

Mortgage Origination

Announcement: Continuing Education Requirement for MLOs

Under Tex. Fin. Code §§157.015(a)(3) and 180.060, residential mortgage loan originators (MLOs) are required to complete a minimum number... Read More Announcement: Continuing Education Requirement for MLOs

Mortgage Origination, Mortgage Servicing

12th Annual Mortgage Industry Seminar

Last Updated on November 6, 2024 Date/Time Monday, November 4, 2024 1:30 pm – 3:30 pm CDT Location Hilton Dallas – Lincoln... Read More 12th Annual Mortgage Industry Seminar

Department of Savings and Mortgage Lending

What We Do

The Department of Savings and Mortgage Lending is an agency of the State of Texas and is subject to the oversight and under the jurisdiction of the Finance Commission of Texas. The Department has two key areas of regulatory responsibility:  the chartering, regulation and supervision of the state’s thrift industry; and the licensing/registration and regulation of the state’s mortgage industry. These two areas of responsibility cover the vast majority of residential mortgage lending in Texas.

State Agency Established in Texas
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Combined Assets Regulated in State Chartered Savings Banks
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Residential Mortgage Loan Originators Regulated in Texas
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Mortgage Related Entities Regulated throughout Texas
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