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Texas Department of Savings and Mortgage Lending

Agency News and Important Updates

Revised Texas Mortgage Company Disclosure

Effective January 7, 2018, the Texas Mortgage Company Disclosure found in 7 TAC §80.200(a) has been amended. This is the disclosure form that a residential mortgage loan originator sponsored by a Texas Mortgage Company must give to a residential mortgage loan applicant with the initial application for a residential mortgage loan. The revised disclosure may be viewed and downloaded from the link below.

7 TAC §80.200(a)

Equifax Data Breach

FTC - Tips for Consumers

Hurricane Harvey Information

Department of Savings and Mortgage Lending Provides Support and Guidance for Lenders and Borrowers Affected by Hurricane Harvey – Home Equity Loans and Home Repairs FDIC - Information for Consumers and Bankers in the Affected Areas FHFA - Disaster Assistance MBA - Help for Those Impacted by Hurricane Harvey IBAT – Post Harvey Resources IBAT’s Home Improvement and Home Equity Loans – Bona Fide Emergencies TBA - Hurricane Harvey Resources

SJR 60 Texas Home Equity

SJR 60 Nov. 24th Issue of the Texas Register (42 TexReg 6580) Home Equity Interpretation Amendments and Spanish Disclosures

CFPB Announcement about Final HMDA Rules

HMDA Rules

Texas Constitutional Amendment

Reverse Mortgages
Texas Constitution Section 50(k)

Senate Joint Resolution No.18

Supreme Court of Texas

Texas Home Equity
Texas Constitution Section 50(a)(6)

Supplemental Opinion on Motion for Rehearing

Enforcement Orders

Updated List as of 06/14/2019

Other Recent Web Site Updates

Thrift Industry Day 2019 - Save the Date SSB - Financial Institution Charter Comparison Job Posting - Attorney II/III Full list of recent updates Promote and protect a healthy mortgage lending environment in Texas.

Savings and Mortgage Lending Site Map
Savings and Mortgage Lending Site Map
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