Recent News

Mortgage Servicing

Adopted Rules Notice: Mortgage Servicer Surety Bond Requirement (7 TAC § 79.4)

Last Updated on November 17, 2022 Effective November 20, 2022, the Department of Savings and Mortgage Lending adopts a rule (regulation) in... Read More Adopted Rules Notice: Mortgage Servicer Surety Bond Requirement (7 TAC § 79.4)

Thrift Regulation

Adopted Rules Notice: Thrift Rule Review

Last Updated on November 17, 2022 Effective November 20, 2022, the Department of Savings and Mortgage Lending adopts rules (regulations)... Read More Adopted Rules Notice: Thrift Rule Review

Mortgage Grant Fund

Mortgage Grant Fund Grant Program Launches

Last Updated on November 10, 2022 The Department of Savings and Mortgage Lending is now accepting applications for the 2023 – 2024 cycle... Read More Mortgage Grant Fund Grant Program Launches

Mortgage Servicing

Adoption of the Electronic Surety Bond Process in NMLS for Residential Mortgage Loan Servicers

Last Updated on September 23, 2022 The Department of Savings and Mortgage Lending (“Department”) licenses and registers various... Read More Adoption of the Electronic Surety Bond Process in NMLS for Residential Mortgage Loan Servicers

Department of Savings and Mortgage Lending

What We Do

The Department of Savings and Mortgage Lending is an agency of the State of Texas and is subject to the oversight and under the jurisdiction of the Finance Commission of Texas. The Department has two key areas of regulatory responsibility:  the chartering, regulation and supervision of the state’s thrift industry; and the licensing/registration and regulation of the state’s mortgage industry. These two areas of responsibility cover the vast majority of residential mortgage lending in Texas.

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State Agency Established in Texas
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Combined Assets Regulated in State Chartered Savings Banks
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Residential Mortgage Loan Originators Regulated in Texas
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Mortgage Related Entities Regulated throughout Texas
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