Recent News

Mortgage Servicing

Adoption of the Electronic Surety Bond Process in NMLS for Residential Mortgage Loan Servicers

Last Updated on September 23, 2022 The Department of Savings and Mortgage Lending (“Department”) licenses and registers various... Read More Adoption of the Electronic Surety Bond Process in NMLS for Residential Mortgage Loan Servicers

Mortgage Origination, Mortgage Servicing

FY2023 Licensing Fee Schedules

Last Updated on September 1, 2022 On August 19, 2022, the Finance Commission of Texas approved the Department’s FY23 budget. The... Read More FY2023 Licensing Fee Schedules

Mortgage Origination, Mortgage Servicing

10th Annual Mortgage Industry Seminar

Last Updated on August 5, 2022 Date/Time November 7, 2022 1:30 pm – 3:30 pm Location Renaissance Dallas at Plano Legacy West Hotel... Read More 10th Annual Mortgage Industry Seminar

Thrift Regulation

Precomment Draft and Stakeholder Webinar Notice: Savings Bank Rule Review (7 TAC Chapters 75, 76, 77)

Last Updated on July 19, 2022 The Department of Savings and Mortgage Lending (SML or the Department) is considering changes to its rules in... Read More Precomment Draft and Stakeholder Webinar Notice: Savings Bank Rule Review (7 TAC Chapters 75, 76, 77)

Upcoming Events

  • Finance Commission Meeting
    October 28, 2022
  • 10th Annual Mortgage Industry Seminar
    November 7, 2022
  • Veterans Day - Agency Closed
    November 11, 2022
  • Thanksgiving - Agency Closed
    November 24, 2022 - November 25, 2022
  • Finance Commission Meeting
    December 16, 2022
  • Department of Savings and Mortgage Lending

    What We Do

    The Department of Savings and Mortgage Lending is an agency of the State of Texas and is subject to the oversight and under the jurisdiction of the Finance Commission of Texas. The Department has two key areas of regulatory responsibility:  the chartering, regulation and supervision of the state’s thrift industry; and the licensing/registration and regulation of the state’s mortgage industry. These two areas of responsibility cover the vast majority of residential mortgage lending in Texas.

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    State Agency Established in Texas
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    Combined Assets Regulated in State Chartered Savings Banks
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    Residential Mortgage Loan Originators Regulated in Texas
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    Mortgage Related Entities Regulated throughout Texas
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