The Texas Department of Savings and Mortgage Lending (SML) is now accepting applications for the 2027–2028 Mortgage Grant Fund (MGF) grant cycle.
Grants range from $5,000 to $100,000 for a one year or two-year grant term and are open to eligible organizations.
Key Dates
- Application Period: June 22, 2026, through August 31, 2026
- Virtual Office Hours (optional): July 7, 14, 21, 28, 2026 – 10:30 to 11:30 a.m. CT
- Award Notifications: November 2026
- Grant Cycle:
- One Year: January through December 2027
- Two Year: January 2027 through December 2028
How to Apply
***Applications cannot be saved and returned to later; applicants should gather all required information, listed below, before beginning***
Applications must be submitted through the online application form.
After submitting the online form, applicants will receive instructions for submitting required supporting documentation. Applications are not complete until all supporting documentation is received by the Grant Coordinator.
Program Priorities
MGF supports statewide mortgage related financial education and consumer credit building activities that lead to measurable improvements in financial capability and homeownership readiness. Priority is given to programs that deliver:
- Financial literacy education
- Counseling that leads to homeownership
- Train‑the‑trainer programs supporting financial literacy and homeownership education
Key financial literacy areas include budgeting and saving; building and improving credit; investment related to homeownership; and debt management. Programs must serve community members without financial prejudice.
For more information, visit our Publications page.
Information Needed for the Application
Eligibility Information
Have answers ready for all eligibility yes/no questions, including licensing, program purpose, reporting compliance, and use‑of‑funds restrictions.
Organization Information
- Legal name, DBA, website(s)
- NMLS number (if applicable)
- Physical and mailing address
- Head of organization + point‑of‑contact info (names, titles, phones, emails)
Organization Background
- Date founded and staffing numbers
- EIN and TX SOS filing number
- Geographic service area
- Organization purpose and alignment with MGF
- Partner organizations
- History with previous MGF applications and awards
- Number served in the most recent reporting year (if applicable)
Grant Request Information
- Grant term (one year or two year)
- Amount requested $5,000–$100,000
- Program start date
- Whether program is new or existing
- Delivery format
- Program title, purpose, prerequisites, curriculum outline
- Sustainability plan
Program Goals (at least one, up to three)
- Goal title
- Objective
- Activities, timeframe, measurement, responsible staff
- Achievements/challenges (existing programs only)
- Required resources
Program Staff
- Staffing capacity narrative
- Roles/credentials of key personnel
- Anticipated organizational changes
Program Budget
- Personnel (Salaries & Benefits)
- Program Materials, Supplies, & Technology
- Event, Facility, & Participant Support Costs
- Travel & Transportation
- Contracted & Professional Services
- Other Direct Program Costs
Program Income
Have committed and pending amounts from all relevant sources (donations, grants, fees, etc.).
Virtual Office Hours
Optional virtual office hours will be held each Tuesday in July from 10:30 a.m. to 11:30 a.m. CT. Applicants may join to ask questions about eligibility, completing the application, documentation, and program requirements. No registration is required.
Office hours are intended to provide technical assistance regarding the application process and program requirements. The Grant Coordinator will not provide guidance regarding the competitiveness of a particular application or the likelihood of receiving funding.
Join Via Microsoft Teams:
https://teams.microsoft.com/meet/223928232372468?p=yHHw8HgWvgSqClBm41
Meeting ID: 223 928 232 372 468
Passcode: FV27Lk3c
Dial-In: +1 872‑239‑8225,,158888211#
Phone Conference ID: 158 888 211#
Grant Coordinator
Departamento de Ahorros y Préstamos Hipotecarios
2601 N. Lamar Blvd., Ste. 201
Austin, TX 78705
