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Texas Department of Savings and Mortgage Lending

Agency News and Important Updates

Sunset Review Process

The mission and performance of the Department of Savings and Mortgage Lending are under review by the Legislature as required under the Texas Sunset Act. If you would like to share your ideas about the Department or learn more about the process, please refer to the linked document.

Equifax Data Breach

FTC - Tips for Consumers

Hurricane Harvey Information

Department of Savings and Mortgage Lending Provides Support and Guidance for Lenders and Borrowers Affected by Hurricane Harvey – Home Equity Loans and Home Repairs FDIC - Information for Consumers and Bankers in the Affected Areas FHFA - Disaster Assistance MBA - Help for Those Impacted by Hurricane Harvey IBAT – Post Harvey Resources IBAT’s Home Improvement and Home Equity Loans – Bona Fide Emergencies TBA - Hurricane Harvey Resources

SJR 60 Texas Home Equity

Home Equity Interpretation Amendments and Spanish Disclosures

CFPB Announcement about Final HMDA Rules

HMDA Rules

CFPB TILA-RESPA Integrated Disclosure Resources

CFPB Proposes Delay Until 10/3/2015 RESPA Procedures TILA Procedures

Texas Constitutional Amendment

Reverse Mortgages
Texas Constitution Section 50(k)

Senate Joint Resolution No.18

Truth in Lending / Regulation Z

Section 1026.36(g),
Name and NMLSR Id on Loan Documents

Supreme Court of Texas

Texas Home Equity
Texas Constitution Section 50(a)(6)

Supplemental Opinion on Motion for Rehearing

Qualified Mortgage (QM) Rule Information

CFPB's - QM – Basic Guide CFPB – Regulatory Implementation

Enforcement Orders

Updated List as of 12/08/2017

Other Recent Web Site Updates

Publication - Annual Financial Report FY2017 Full list of recent updates Promote and protect a healthy mortgage lending environment in Texas.

Savings and Mortgage Lending Site Map
Savings and Mortgage Lending Site Map
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