Recent News
December 18, 2024| Agency Information, Mortgage Grant Fund
2025-2026 Mortgage Grant Fund Recipients
December 3, 2024| Mortgage Origination
Announcement: 2024 Report on Mortgage Lending in Texas
November 19, 2024| Mortgage Origination
Adopted Rules Notice: Mortgage Regulation Rule Review
September 27, 2024| Mortgage Origination
Announcement: Continuing Education Requirement for MLOs
Upcoming Events
December 24, 2024 - December 26, 2024
January 1, 2025
January 20, 2025
February 17, 2025
April 21, 2025
Department of Savings and Mortgage Lending
What We Do
The Department of Savings and Mortgage Lending is an agency of the State of Texas and is subject to the oversight and under the jurisdiction of the Finance Commission of Texas. The Department has two key areas of regulatory responsibility: the chartering, regulation and supervision of the state’s thrift industry; and the licensing/registration and regulation of the state’s mortgage industry. These two areas of responsibility cover the vast majority of residential mortgage lending in Texas.
State Agency Established in Texas
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Combined Assets Regulated in State Chartered Savings Banks
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Residential Mortgage Loan Originators Regulated in Texas
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Mortgage Related Entities Regulated throughout Texas
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Department of Savings and Mortgage Lending
Hector Retta, Commissioner
Savings and Mortgage Lending
State of Texas
Promote and protect a healthy mortgage lending environment in Texas.
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External links to other sites are intended to be informational only and do not have the endorsement of the Department of Savings and Mortgage Lending.
External links to other sites are intended to be informational only and do not have the endorsement of the Department of Savings and Mortgage Lending.