Recent News

Mortgage Origination, Mortgage Servicing

11th Annual Mortgage Industry Seminar

Last Updated on September 27, 2023 Date/Time November 6, 2023 1:30 pm – 3:30 pm Location Westin Dallas Southlake Hotel 1200 E State... Read More 11th Annual Mortgage Industry Seminar

Thrift Regulation

FY2024 Assessments

Last Updated on August 21, 2023 On August 18, 2023, the Finance Commission of Texas approved the Department’s FY2024 budget, including... Read More FY2024 Assessments

Mortgage Origination, Mortgage Servicing

FY2024 Licensing Fee Schedules

Last Updated on August 21, 2023 On August 18, 2023, the Finance Commission of Texas approved the Department’s FY24 budget. The budget... Read More FY2024 Licensing Fee Schedules

Agency Information

Public Hearing on Agency Budget Notice: Fiscal Year 2024 Proposed Budget

Last Updated on August 1, 2023 The Office of Consumer Credit Commissioner, the Department of Savings and Mortgage Lending, and the Texas... Read More Public Hearing on Agency Budget Notice: Fiscal Year 2024 Proposed Budget

Upcoming Events

  • 16th Annual Thrift Industry Day
    September 28, 2023
  • Finance Commission Meeting
    October 27, 2023
  • 11th Annual Mortgage Industry Seminar
    November 6, 2023
  • Thanksgiving - Agency Closed
    November 23, 2023 - November 24, 2023
  • Finance Commission Meeting
    December 15, 2023
  • Department of Savings and Mortgage Lending

    What We Do

    The Department of Savings and Mortgage Lending is an agency of the State of Texas and is subject to the oversight and under the jurisdiction of the Finance Commission of Texas. The Department has two key areas of regulatory responsibility:  the chartering, regulation and supervision of the state’s thrift industry; and the licensing/registration and regulation of the state’s mortgage industry. These two areas of responsibility cover the vast majority of residential mortgage lending in Texas.

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    State Agency Established in Texas
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    Combined Assets Regulated in State Chartered Savings Banks
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    Residential Mortgage Loan Originators Regulated in Texas
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    Mortgage Related Entities Regulated throughout Texas
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